CREDIT AGREEMENT:
I agree to pay I.D. Booth, Inc. of Elmira, New York in full within 30 days after monthly billing period. I will pay a finance charge on all past due accounts, computed by a PERIODIC RATE OF 1 1/2% PER MONTH WHICH IS AN ANNUAL PERCENTAGE RATE OF 18 PER CENT. Upon any default by me, my entire balance shall at your option become payable. I will pay a nominal collection fee if my account is referred for colection.
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